Blog

At Plancorp, we don’t wait for you to ask the right questions.
We take the initiative to offer insights and guidance — real enlightenment for real life.

What to Look for to Improve Your 401(K) in 2024

As another year begins, there is a lot on business owners' minds. How do I keep my best employees? How do I reduce business expenses? Now is a great time to assess portions of your business. Is there a better, cheaper, way to do something? Is there a way to make your team's life easier? Read more…

10 Reasons You Shouldn't Do Your Own Investing: What We've Learned Over 40 Years in the Market

With so much information on market trends and investing strategies seemingly easily available, managing your own investments might seem appealing. The idea of DIYing is one worth investigating, particularly for those with a strong interest in their finances. Read more…

5 Questions People Don’t Ask Their Financial Advisor (But Should)

Working with a financial advisor is a great decision. Would you argue a serious case about a legal document in a court of law without an attorney? Would you opt to have surgery from someone who wasn’t trained as a medical professional with expertise in your specific area of concern? Read more…

Retirement Planning for Couples with an Age Difference

Retirement planning can be a daunting task with multiple factors to consider. A spouse will always play a significant role in this aspect of life. Given the recent trends when it comes to dating and marriage, a growing number of couples are finding themselves in a relationship with a notable age Read more…

Wealth Transfer and Estate Planning: Unique Types of Trusts to Consider

When you hear the word trust, you probably think of a revocable living trust that helps your loved ones avoid probate by establishing how your assets will be distributed after your death. Read more…

Financial Resources for a Successful New Year’s Resolution

It’s like clockwork—the calendar changes, the new year is before us, and we start making plans. Setting goals. Determining areas of our lives that could use improvement. Read more…

How Much Life or Long-Term Care Insurance Do You Really Need?

A 2023 Insurance Barometer Study found a record-high number of consumers plan to purchase life insurance over the coming year. Undoubtedly, this increased demand is fueled by younger adults entering the workforce and starting families, two common times for policies to be started. Read more…

Is The 60/40 Portfolio Still Good?

The 60/40 portfolio is dead! Articles with this headline hit the financial media circuit at least once a year. Read more…

The Untold Advantages of Your Employee Stock Purchase Plan (ESPP)

Congratulations! Your employer has an Employee Stock Purchase Plan (ESPP)! It’s easy to know what to make of excellent healthcare or an annual bonus, but it’s harder to wrap your head around how to participate in a well-managed ESPP. Should you participate? How much should you contribute? Is it Read more…

Tax Planning for Equity Compensation

Equity compensation comes in several forms, including stock options, restricted stock units and employee stock purchase plans (ESPP). Each type of equity grant gives employees a stake in their employer’s financial success and a chance to boost their income. Read more…