Amidst all the attention given to baby boomers and millennials, who vastly outnumber us, it is easy to forget about my generation, Gen X. This group is generally considered to be those of us born between 1965 and 1980: a time of uncertainty in everything from politics to economics; a time when Read more…
In 2019, Pay Yourself First
The New Year is always a time for self-reflection. “New Year, New You” headlines abound, as people collectively seek ways to make resolutions that actually stick. Read more…
How to Put Your Paycheck to Work
You work hard for your paycheck. So shouldn’t your paycheck work for you? If you’re like most people, you’ve wondered what to do with your money. It can be tempting to spend it as it comes in, even if you know you should be saving. But to get the most out of your income, it’s important that you Read more…
The Best Way to Repay Your Debt: Debt Snowball or Debt Avalanche?
There are usually two ways to get to where you’re going, right? One may be the direct route on the highway with more cars and more traffic. The scenic route has fewer cars and may be more pleasant, but takes a bit longer. Read more…
Savings Rate or Rate of Return? How to Focus Your Attention for Long-Term Financial Success
As a young professional, one of the best pieces of advice I received was to save and invest 15% of my salary for my future. Read more…
How to Prepare for a Market Downturn
One of the first things to accept as an investor is that you will occasionally lose money – sometimes a lot of money – on the way to earning a decent return in stocks. The market will take unpredictable twists and turns throughout your lifetime. Read more…
St. Louis Post-Dispatch: Chris Kerckhoff on the Bitcoin Hype
I had the opportunity to contribute to the Bitcoin debate, likening the hype to a "fear of missing out" mentality. Read more…
This Holiday Season, Give Yourself the Gift of Happiness
The old adage reads, “Money can’t buy happiness.” But doesn’t money give us the freedom to do the things that make us happy? We spend our lives trying to earn as much money as possible, but at some point, don’t we need to evaluate what really brings happiness into our lives? Read more…
Spending Too Much? Here’s What to Do
What do you think is the most common problem people have in the process of building wealth? Read more…
The Equifax Security Breach: What You Should Know
The recent Equifax security breach has been on the forefront of many minds this week. The 143 million Americans—about half the U.S. population—affected may have had their social security numbers, birth dates, addresses, drivers’ license numbers, some credit card numbers and other personal Read more…
