There are usually two ways to get to where you’re going, right? One may be the direct route on the highway with more cars and more traffic. The scenic route has fewer cars and may be more pleasant, but takes a bit longer.

It is commonly thought that the transfer of wealth upon someone’s death is largely, or even exclusively, dictated by that person’s document known as a Last Will & Testament, or simply, Will. In fact, the term “Will” is often used synonymously with one’s estate plan. Because of this, people too often believe their affairs are appropriately in order, just because they possess this document. 

Medicare is a health insurance program for people aged 65 or older. It may also apply to persons under 65 with certain disabilities. The Medicare Open Enrollment begins October 15 and you may have questions about how Open Enrollment affects you and what steps you may need to take. I hope to answer some of those questions. I bring my experience from two careers—one as an orthopedic hand surgeon, the other as a wealth manager here at Plancorp.