Restricted Stock Units (RSUs) are a popular part of compensation packages for executives and high earners. They can be a powerful way to build wealth when you’re employed by a growing company, but many people don’t realize RSUs often come with hidden implications, like a potential tax bill much Read more…
Can You Get Out of an Annuity? What You Need to Know About 1035 Exchanges
The Short Answer : Can You Get Out of an Annuity? Yes—most annuities can be repositioned, even if you’ve held them for years. One option is a 1035 exchange, which allows you to transfer funds to a new annuity or certain insurance products without triggering taxes. The right choice depends on your Read more…
The Mega Backdoor Roth Strategy: How It Works & Key Considerations
Admittedly, the “mega backdoor Roth” is a mouthful of a term. Not to be confused with the backdoor Roth IRA, it is a strategy that allows high-income earners to maximize contributions to their employer retirement plan. In this article, we'll explain the mega backdoor Roth strategy step-by-step, Read more…
Should I Start a 10b5-1 Plan? A Practical Guide for Executives and Insiders
The short answer: You might benefit from a 10b5-1 plan if a large portion of your wealth is tied to company stock, you are concerned about the appearance of insider trading, or insider trading rules make it difficult to place trades when you want to. Read more…
Company Stock Down? Best Strategies for Employees with Equity Compensation
If you're earning equity compensation and your company’s stock price begins to nosedive, it's only natural to feel a bit panicked. After all, so much of your financial life is already tied to your employer. Read more…
How Stock Price Changes Can Affect Future RSU Grants
If Restricted Stock Units (RSUs) are part of your compensation, stock price swings can feel personal—especially when they represent a meaningful portion of your long-term wealth. Read more…
Stop Chasing Popular Tax Deductions: The Reality for High-Income Households
Can I deduct medical or dental expenses on my taxes? The Short Answer: Most high-income households do not benefit from the medical and dental expense tax deduction because expenses must exceed 7.5% of adjusted gross income (AGI) to qualify. Read more…
What is the Alternative Minimum Tax (AMT)? What High-Income Earners Should Know
If you’re a high earner, receive equity compensation, or experience occasional spikes in income, the Alternative Minimum Tax (AMT) may be more relevant than you think. Read more…
When “Helpful” AI Becomes a Real Security Risk: A Warning About Clawdbot
Over the past few weeks, a new AI tool called Clawdbot (recently rebranded under names like Moltbot and OpenClaw) has gained attention online. It’s often described as “an AI assistant that actually does things for you.” That description is accurate, and exactly why the tool deserves careful Read more…
A Business Owner’s Guide to Managing 401(k)s During an M&A
When businesses merge, leaders naturally prioritize financials, culture, and operations. But one critical area is often overlooked, and can have lasting consequences for compliance, employee trust, and deal success: the company retirement plan. Read more…
