Employee benefits can have a significant impact on wealth accumulation, but the International Foundation of Employee Benefits Plans reports that 80% of companies struggle to get employees to read benefits materials. If you don’t correctly understand your company’s employee benefits policy, you Read more…
RIA Channel: Plancorp Named in Top 100 Wealth Managers 2020
Plancorp is pleased to announce it has been named to the 2020 RIA Channel Top 100 Wealth Managers List. This year’s Top 100 ranking showcases wealth management firms based on size, growth and quality. Read more…
Financial Times: Plancorp Named Top Financial Advisers 2020
Plancorp is pleased to announce it has been named to the 2020 edition of the Financial Times 300 Top Registered Investment Advisers. The list recognizes top independent RIA firms from across the U.S. Read more…
Should You Stop Renting and Buy A House?
There are plenty of pros and cons of buying versus renting a home. For Millennials who dream of putting down roots in a place of their own, it’s crucial to weigh several factors. Read more…
Puzzling Through Your Restricted Stock Unit (RSU) Compensation
Just as a single piece in a puzzle can be difficult to decipher all by itself, a Restricted Stock Unit (RSU) can be a bit of a head-scratcher as a stand-alone asset. In isolation, RSUs are simply a form of equity-based compensation; your employer makes a grant, or a promise, to give you company Read more…
Your Employer Offers You Non-Qualified Deferred Compensation (NQDC): Now What?
It’s always nice to be recognized for a job well done. Being invited to participate in your employer’s non-qualified deferred compensation (NQDC) plan, is one such vote of confidence; it’s typically offered exclusively to select executives or similar high-performing employees. Read more…
Unpacking the Mega Backdoor Roth IRA
Admittedly, the “mega backdoor Roth IRA” is a mouthful of a term. I wonder who came up with it? It’s as if they took their cue from Barnum & Bailey’s Greatest Show on Earth. Read more…
8 Financial Planning Benefits for Same-Sex Couples: The Story of Jane and Josephine
In 2015, Jane and Josephine had been together as a couple for ten years and, the U.S. Supreme Court just declared that same-sex couples have the fundamental right to marry. Like every couple, Jane and Josephine had a lot to consider before deciding to get married or not. The first thing that they Read more…
The Untold Advantages of Your Employee Stock Purchase Plan (ESPP)
Congratulations, your employer has an Employee Stock Purchase Plan (ESPP)! Read more…
Cash Balance Plan Benefits —and Their Trade-offs
As a retirement plan advisor, I help business owners come up with the right mix of benefits to build a secure retirement for themselves and their employees. Yet there are so many options beyond the familiar 401(k) plan that busy owners can struggle to keep all the details straight. One option that Read more…
