Asset allocation is a relatively simple concept: It involves dividing your investment portfolio among various assets—including stocks, bonds and cash—in an effort to balance risk and reward. Read more…
The 3 Best Ways to Save on Taxes With Multiple Business Ventures
If you have multiple income streams, there are strategies you can take advantage of to minimize tax expenses. Whether one of your revenue streams is from part-time employment or you're 100% self-employed, there are many factors to consider when you file your annual taxes. Read more…
When Should You Cash in Your Stock Options?
Company stock options have the potential to be incredibly valuable, but cashing them in is often tied to complex emotions. Am I defying my company? How do I know when it's the right time? Too often we allow our emotions to drive financial decision-making. When we separate our money from our Read more…
3 Financial Gender Gap Things We Can Take Charge On
In 2022, men still out earn women in comparable roles. While society still has a lot of catching up to do, there are things all women can do to better plan and invest in our futures. Read more…
How to Know If You're Financially Ready to Start a Business
Entrepreneurship in the United States is certainly on the rise. If you've been thinking about starting your own business, there are several factors to consider but evaluating your financial health should be your first priority (after writing a business plan). Read more…
Preserving Generational Wealth: What to Know About Family Trusts
Families that have worked hard to build wealth want to share that success with their children, grandchildren, and beyond. When it comes to building that kind of generational wealth, a family trust is a great place to start. Family trusts are a key tool for managing wealth carefully over multiple Read more…
Current Market Trends with Plancorp CEO and CIO | Client Q&A
On May 18, 2022, Plancorp CEO, Chris Kerckhoff, sat down with Chief Investment Officer, Peter Lazaroff, for a client Q&A regarding recent market trends. We compiled a transcript of that conversation for those who could not attend. Read more…
The Risks of a Single Stock Concentration
Say the word “investing” and a lot of people automatically think of buying individual stocks. Even though the stock market isn’t the biggest financial market out there—that would be the bond market—it’s the one that gets the most attention. As a result, people tend to gravitate toward stock Read more…
Plancorp Client Updates Regarding The TD Ameritrade Acquisition
Announced in 2020, TD Ameritrade Institutional was acquired into Schwab Advisor Services (Schwab), kicking off a multi-year integration process. Much of the integration work will not impact end-users directly, but we have created this page to house the latest information and any actions our clients Read more…
Bear Market Commentary
The S&P 500 is flirting with bear market territory (defined as a 20% decline from the high) as investors grapple with several variables including multi-decade high inflation, aggressive monetary policy tightening, and persistent global supply chain issues. Whether we are heading towards an Read more…
