Blog

At Plancorp, we don’t wait for you to ask the right questions.
We take the initiative to offer insights and guidance — real enlightenment for real life.

What You Need to Know Before Lending Money to Family

At some point, nearly everyone has frequented one of the most popular lenders: BOMAD—otherwise known as the Bank of Mom and Dad. Read more…

My 401(k) failed the Top-Heavy test. Now what?

What is the top-heavy test? 401(k) plans must be tested annually to determine if they are top-heavy. The top-heavy test compares the account balances of “key employees” to those of “non-key employees.” If the sum of all key employee balances exceeds 60% of the total plan balance the plan is Read more…

IRS Extends Tax Filing Deadline

The IRS announced that the standard April 15th tax-filing deadline is being extended until Monday, May 17th, giving households an extra month to complete their tax returns.  Read more…

Common Scenarios That Call for Deeper Financial Expertise

Every family is unique, and everyone has their own questions, priorities, and vision for the future. However, there are certain life events or financial situations that are especially complex and call for deeper expertise from a financial advisor.  Read more…

The 8 Essential Elements for a Complete Financial Plan

Perhaps you’ve been told that you need a financial plan or you think you already have one. Either way, here are the essential sections a complete financial plan should cover.   Many clients initially seek financial advice because they want help making smart investment decisions. But investments are Read more…

Important Questions to Ask Your Financial Advisor

A productive working relationship with an advisor begins with trust and transparency. Even before you dive into the details of the advisor’s services, you want to understand key issues that reflect how they define and uphold their commitment to clients. This is true for any advisor, and is Read more…

Should You Refinance Your Mortgage Because Rates Are Low?

With mortgage rates near historic lows, it seems like all anyone who owns a home talks about right now is refinancing. If you own, too, you might wonder: Is now the time to refinance your mortgage? Read more…

If You Were to Fall Ill, Would Your Business Be Set Up for a Successful Transfer?

The business community has certainly felt the impact of the pandemic — so much so that the number of active business owners fell by 3.3 million between February and April 2020. That’s a 22% decline, the largest on record. Small businesses were hit the hardest, but nearly half have said they’re now Read more…

Forbes Names Chris Kerckhoff One of '2021 Best-in-State Wealth Advisor'

Congratulations to Chris Kerckhoff on being named one of the 2021 Forbes Best-In-State Advisors. An excerpt from the Missouri list is below.  Read more…

Plancorp Named to AdvisoryHQ Best Financial Advisors in St. Louis & Clayton

Plancorp is pleased to announce it has been named to the AdvisoryHQ 11 Best Financial Advisors in St. Louis & Clayton, MO 2021-2022 Ranking. Read more…

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