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For high-income earners, wealth accumulation is just one part of the equation you should focus on. There is so much that goes into strategic planning to achieve proper and successful legacy planning. Accumulating, preserving, and transferring your wealth efficiently to future generations are all Read more…

It’s easy to look at an investment’s average rate of return and assume that your return on investment will be close to that number year after year. Read more…

After the Financial Crisis of 2008, the Federal Reserve slashed the federal funds rate to historic and near-historic lows that lasted for more than a decade. Read more…

Companies use stock options as a form of equity compensation to supplement employees’ salaries — and if you’ve been awarded options, you’re essentially being given a chance to take an ownership stake in the company you work for. Stock options are not only an acknowledgement of the contributions you Read more…

Annuities are often marketed as a safe and reliable way to secure income for retirement. However, while they can be useful in certain situations, they are not a one-size-fits-all solution. Plenty of annuity products are highly illiquid, costly, and inappropriate for many investors. Read more…

For families with a loved one who has a disability, financial planning extends beyond traditional estate planning. A Special Needs Trust (SNT) is a crucial legal tool that ensures financial support for the beneficiary, while preserving their eligibility for government benefits such as Supplemental Read more…

Reading an equity compensation statement can feel like translating a foreign language, except with a mishmash of terms, figures, and dates. Unfortunately, these statements rarely come with any explanations or glossaries, which can leave even the savviest professionals wondering, “What on earth am I Read more…

Inheriting a 401k might not be something you’ve planned for, but if it happens, it can be a valuable asset when handled correctly. While a financial windfall such as this can be amazing, an inherited 401K comes with specific rules and tax implications that can get tricky and cause some headaches if Read more…

When employees find out they're getting equity compensation from their employer, their first reaction is typically, "Great!" Their second reaction is often, "How does this work?" Both reactions are understandable. In most cases, equity compensation is a net win for employees. It rewards you for a Read more…

For DIY investors it can get complex to understand the various ways in which investments or investment managers report their rate of return (ROR), especially if you have a day job and don’t spend all of your time digging in on these figures. In this blog we unpack the difference between an average Read more…