Blog

At Plancorp, we don’t wait for you to ask the right questions.
We take the initiative to offer insights and guidance — real enlightenment for real life.

Inherited IRA Withdrawal Strategies: How to Manage Tax Exposure Under the 10-Year Rule

If you’ve inherited an Individual Retirement Account (IRA) as a non‑spouse beneficiary, you’ve likely noticed different rules compared to those for a surviving spouse. One of those rules is the SECURE Act’s 10‑year distribution requirement. Read more…

Why Even High‑Net‑Worth Individuals Can Feel Anxious About Spending

As advisors with more than 40 years in the industry, we’ve learned that financial plans are just as much about overcoming mental obstacles as they are about tax strategies or investment portfolios. Read more…

Asset Location Strategies: A Smarter Way to Reduce Taxes on Your Investments

Tax season may come once a year, but the impact of taxes continues year‑round, especially for families focused on building long‑term, after‑tax wealth. Read more…

Why is My Tax Bill So High? 7 Common Reasons High Earners Get Caught Off Guard

You file your taxes expecting a manageable outcome. Instead, the number is higher than you anticipated. It can be a frustrating, or even panic-inducing, moment—especially when you thought you planned well. Read more…

The Family Meeting: A Critical Step in Estate Planning

On paper, my grandparents’ life looked beautifully straightforward. Read more…

Helping Adult Children Become Financially Stable: A Modern Approach to Generational Wealth

The Short Answer: Generational wealth today isn’t just about leaving your children a significant inheritance. It’s about helping them build financial skills, confidence, and flexibility so they can make good decisions, weather uncertainty, and create fulfilling lives long before any wealth transfer Read more…

Preserving Generational Wealth: What to Know About Family Trusts

Families who have built meaningful wealth often share the same quiet concern: Have we done enough to protect what we’ve built—and will it actually work the way we intend when we’re no longer here? Read more…

A Critical Look at Annuities: Are They Right for A High Earner?

Annuities are often marketed as a safe, reliable way to secure retirement income. In certain situations, they can play a useful role. Read more…

Beyond the 4% Rule: Why There is No Perfect Retirement Rule

For many high earners approaching retirement, the appeal of “doing it yourself” is understandable. You’ve built wealth through discipline, intelligence, and hard work. You’re comfortable with complexity. And the financial world offers no shortage of tidy rules that seem to promise clarity: Read more…

The Best Financial Advisors in St. Louis in 2026: How to Evaluate Firms

This article compares prominent wealth management and financial advisory firms serving high-net-worth individuals in the St. Louis metropolitan area. It is intended to provide general, high-level information about several financial services firms with a presence in the St. Louis area, not to rank Read more…

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