Blog

At Plancorp, we don’t wait for you to ask the right questions.
We take the initiative to offer insights and guidance — real enlightenment for real life.

Investment Management vs. Wealth Management: What’s the Difference?

It can be confusing to hear various financial planning terms and know what best suits your needs. They might sound the same, but investment and wealth management are quite different. Knowing the difference can help you align your financial goals with what is available when choosing an advisor. Read more…

Social Security & Medicare Quick Guide from InspireHer

This blog summarizes the information and discussion shared at a recent InspireHer event at Plancorp’s office by Senior Wealth Manager, Jessie Weiss. If you are interested in learning more about the InspireHer mission to inspire financial confidence among women or to sign up receive updates about Read more…

Do I Need a Wealth Manager or a Financial Advisor? And What's the Difference?

When you’re looking for a professional to help manage your finances, the terms financial advisor and wealth manager might seem interchangeable. But when you take a step back and think deeply about the role you need that professional to play — and the value they offer — you start to see important Read more…

What is a Fiduciary? Dual Registration Can Make It Harder to Tell

Many successful investors know what a fiduciary is and want to work with an advisor who is legally required to put clients’ interests first. But even people who understand the value of a fiduciary might be surprised to learn that not all fiduciaries are the same.  The differentiator? Dual Read more…

Tax Planning with Cryptocurrency

This is the third installment in a series on planning for cryptocurrency assets. The purpose of this series is not to debate the merits of cryptocurrency or provide commentary on its outlook. Instead, it’s meant to serve as a resource for those holding cryptocurrency and how to properly factor it Read more…

Incorporating Crypto into An Existing Investment Allocation

This is the second installment in a series of posts on how to properly factor your crypto holdings into a financial plan. The purpose of this article is not to debate the investment merits of crypto — there’s enough of that on the internet already — but instead, it will focus on how to incorporate Read more…

Estate Planning for Cryptocurrency

While there are plenty of trendy headlines in the world of investing, one of the trendiest topics over the last few years has been cryptocurrency. Whether you’re in tech, finance, politics, or infrastructure, cryptocurrency is a talking point. Read more…

A Guide to Asset Allocation Models

Asset allocation is a relatively simple concept: It involves dividing your investment portfolio among various assets—including stocks, bonds and cash—in an effort to balance risk and reward. Read more…

The 3 Best Ways to Save on Taxes With Multiple Business Ventures

If you have multiple income streams, there are strategies you can take advantage of to minimize tax expenses. Whether one of your revenue streams is from part-time employment or you're 100% self-employed, there are many factors to consider when you file your annual taxes. Read more…

When Should You Cash in Your Stock Options?

Company stock options have the potential to be incredibly valuable, but cashing them in is often tied to complex emotions. Am I defying my company? How do I know when it's the right time?  Too often we allow our emotions to drive financial decision-making. When we separate our money from our Read more…