Blog

At Plancorp, we don’t wait for you to ask the right questions.
We take the initiative to offer insights and guidance — real enlightenment for real life.

What To Do with Required Minimum Distributions You Don’t Need

There are almost 75 million Baby Boomers—those born between 1946 and 1964—in the U.S. today. Approximately 10,000 of them retire each day. That's a lot of potential people taking required minimum distributions (RMDs) who may not need them, missing a big opportunity in their financial plan. Read more…

Unmasking Financial Advice Scams: How to Spot One and Ways to Protect Yourself

We all do it. We use internet search tools to find everything from restaurant reviews to advice on businesses we may want to work with. Read more…

The Tax Benefits of a Partial Roth Conversion

It always hits our clients at some point after age 50. Retirement is no longer a mirage off in the distance—it’s a real event that’s coming into sharper focus. Read more…

Boost Your Retirement Savings with New Super Catch-Up Contributions for 2025

For high-earners who are laser-focused on maximizing their retirement savings, sometimes the annual contribution limits enforced by the Internal Revenue Service (IRS) can feel like a barrier to saving in the most tax-efficient manner. Read more…

New Contribution Limits for Retirement Plans, Health & Dependent Savings Accounts, and Estate & Gift Tax for 2025

With a new year comes many new changes – putting up a new calendar, making New Year’s resolutions, AND new contribution and gifting limits imposed by the IRS. Read more…

What Designations Should Your Financial Advisor Have?

Choosing a financial advisor can be a confusing process, particularly given the different standards of care that financial professionals provide. Making matters worse is the wide range of job titles and designations people use to convey their expertise. Read more…

The Best Strategies for Selling Company Stock

Company stock options are an exciting perk. Selling those options is another story. Read more…

The Simple Savings Strategy Most High-Income Earners Overlook

For high-income executives, the road to financial independence might feel well-paved thanks to high earnings. However, competing financial demands ranging from a mortgage and lifestyle expenses to daycare costs or college savings can derail even the best-laid plans. Read more…

Tax Benefits (and Pitfalls) of Owning Rental Property

After building an emergency fund and maxing out tax-advantaged retirement accounts like 401(k)s and IRAs, some investors find themselves contemplating the purchase of a rental property to continue building their net worth. Read more…

Evidence-Based Investing vs. Stock Picking

Stock picking and evidence-based investing represent two very different approaches to investing.  Which way is best for you? Let’s look at the difference, some details, the risks, and the benefits of both. Read more…