There are almost 75 million Baby Boomers—those born between 1946 and 1964—in the U.S. today. Approximately 10,000 of them retire each day. That's a lot of potential people taking required minimum distributions (RMDs) who may not need them, missing a big opportunity in their financial plan. Read more…
10 Things To Do Now If You’re A Decade Away From Retirement
For most of your career, retirement planning may have felt like something you could always deal with “later.” But once you’re within 10 years of your retirement date, later is now. Read more…
Roth IRA vs. Traditional IRA: Which Is Right for Your Retirement Plan?
When it comes to building long-term wealth, retirement accounts remain one of the most powerful tools available. Among the many types of IRAs, two stand out as common options: the Roth IRA and the Traditional IRA Read more…
6 Costly Roth Conversion Mistakes to Avoid
A Roth IRA conversion can be one of the most powerful tax-planning moves in a retirement plan. Read more…
How to Retire Early: A High Earner’s Guide to Financial Independence
Retiring early is an ambitious and rewarding goal, but for high earners, the path to early financial independence requires a bit more meticulous planning. Your high income is awesome, but are you properly prepared for early retirement? Read more…
Private Equity in 401(k) Plans: A Fiduciary Perspective for Employers
The landscape of retirement plans is evolving, and one of the more recent developments involves the discussion of private equity and other private market investments within 401(k) plans. Read more…
Tax-Efficient Retirement Withdrawal Strategies: Which Accounts to Tap and When
You’ve spent your career building wealth, making smart investment decisions, and diligently building your retirement savings. Now that it’s time to enjoy the fruits of your labor, the question becomes: Read more…
An Overview of Cash Balance Plans: What They Are, The Benefits, and The Trade-Offs
As a retirement plan advisor, I help business owners come up with the right mix of employee benefits to attract and retain talent as well as build a secure retirement for themselves and their employees. Read more…
Understanding Self-Directed IRAs: Should You Invest Retirement Funds in Alternative Assets?
When it comes to saving for retirement, there’s no one “perfect” strategy. There are several paths to take depending on your income level, risk tolerance, and post-retirement lifestyle goals. Read more…
Is a Health Savings Account Worth It for High-Net-Worth Individuals?
Health Savings Accounts (HSAs) are often discussed in the basic context of providing tax advantages and savings opportunities for all income levels. Read more…
