Wealth Management | Plancorp | Retirement Planning

Understanding Self-Directed IRAs: Should You Invest Retirement Funds in Alternative Assets?

When it comes to saving for retirement, there’s no one “perfect” strategy. There are several paths to take depending on your income level, risk tolerance, and post-retirement lifestyle goals. Read more…

Is a Health Savings Account Worth It for High-Net-Worth Individuals?

Health Savings Accounts (HSAs) are often discussed in the basic context of providing tax advantages and savings opportunities for all income levels. Read more…

The Social Security Questions We Hear the Most

Social Security is like math class: it can be intimidating and complicated, but it’s ultimately extremely beneficial when leveraged properly. Read more…

3 Useful Company Employee Benefits Policies for High Earners

Employee benefits can have a significant impact on wealth accumulation, but the International Foundation of Employee Benefits Plans reports that 80% of companies struggle to get employees to read benefits materials. Read more…

What To Do with Required Minimum Distributions You Don’t Need

There are almost 75 million Baby Boomers—those born between 1946 and 1964—in the U.S. today. Approximately 10,000 of them retire each day. That's a lot of potential people taking required minimum distributions (RMDs) who may not need them, missing a big opportunity in their financial plan. Read more…

The Tax Benefits of a Partial Roth Conversion

It always hits our clients at some point after age 50. Retirement is no longer a mirage off in the distance—it’s a real event that’s coming into sharper focus. Read more…

Boost Your Retirement Savings with New Super Catch-Up Contributions for 2025

For high-earners who are laser-focused on maximizing their retirement savings, sometimes the annual contribution limits enforced by the Internal Revenue Service (IRS) can feel like a barrier to saving in the most tax-efficient manner. Read more…

The Simple Savings Strategy Most High-Income Earners Overlook

For high-income executives, the road to financial independence might feel well-paved thanks to high earnings. However, competing financial demands ranging from a mortgage and lifestyle expenses to daycare costs or college savings can derail even the best-laid plans. Read more…

Target Date Funds vs. Risk Tolerance Strategies: Which Investment Approach is Right for Your Company's Retirement Plan?

When working with your advisor to review the investment strategies for your 401(k) plan, many companies default to using Target Date Funds as the main option in their retirement plan. Read more…

6 Smart Ways to Withdraw Retirement Funds and Lower Your Taxes

You’ve worked hard your entire career to save money, invest wisely, and plan for your future. At some point (maybe now) you enter into the next phase, living in retirement. Read more…

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