For high-income executives, the road to financial independence might feel well-paved thanks to high earnings. However, competing financial demands ranging from a mortgage and lifestyle expenses to daycare costs or college savings can derail even the best-laid plans. Read more…
Target Date Funds vs. Risk Tolerance Strategies: Which Investment Approach is Right for Your Company's Retirement Plan?
When working with your advisor to review the investment strategies for your 401(k) plan, many companies default to using Target Date Funds as the main option in their retirement plan. Read more…
6 Smart Ways to Withdraw Retirement Funds and Lower Your Taxes
You’ve worked hard your entire career to save money, invest wisely, and plan for your future. At some point (maybe now) you enter into the next phase, living in retirement. Read more…
How an HSA Can Boost Your Retirement Savings
When it comes to picking a health insurance plan, the options can seem confusing. For years, I avoided my company’s high-deductible health insurance plan with a health savings account (HSA) because it felt scarier than simply paying the monthly premiums and predictable co-pays of a PPO plan. Read more…
The Mega Backdoor Roth Strategy: Is It Right for You & How to Do It
Admittedly, the “mega backdoor Roth” is a mouthful of a term. Not to be confused with the backdoor Read more…
Maximizing Retirement Savings: Which Accounts to Max Out and In What Order
Navigating the landscape of retirement savings can be complex, especially for high earners with sizeable assets and significant retirement goals. Read more…
Planning for Retirement: 10 Steps to Take in Your 60s
If your 20-year-old self could see you now, they may not believe that retirement is finally within reach. Read more…
Planning for Retirement: 8 Steps to Take in Your 50s
As you enter your 50s, the idea of retiring one day starts to become more of a reality than a fantasy. But your working years aren’t behind you quite yet, even if your retirement age feels so close you can taste it! Read more…
Planning for Retirement: 7 Steps to Take in Your 40s
Making a plan for retirement is about more than maxing out your 401(k) contributions and taking advantage of employer matches—although that’s a good place to start. Read more…
Planning for Retirement: Steps to Take in Your 20s and 30s
A quick note before we dive in: I'll be using the words "retirement" and "financial independence" throughout this article as they have become essentially interchangeable with each other. Younger generations tend to avoid the word "retirement", however. They prefer "financial independence" as their Read more…
