Investment Insights Blog | Plancorp | Retirement Planning (2)

No, You (Probably) Don't Need Permanent Life Insurance

Nearly everyone needs life insurance, but it’s easy to end up with a bad policy. That’s not your fault. It happens because of predatory sales tactics that are often used by people who sell insurance. Read more…

Investing In Your 20s

The financial decisions you make in your 20s are arguably more important than any other time in your life. The most important decision you can make is to start investing now. To illustrate, imagine two college graduates with access to tax-deferred investment accounts earning 8% per year. The first Read more…

Investing In Your 30s

The right investment strategy to reach your goals shifts as you age. Once you reach your 30s, the looming worries of graduating, starting a career and climbing out of the student loan debt hole probably have been replaced by more domestic concerns. According to the U.S. Census Bureau, the median Read more…

Investing In Your 40s

By the time you’re in your 40s, you have probably established some financial goals, invested in your workplace retirement accounts, and set aside money for a rainy day. It’s also more likely you have gotten married, bought a home, and had a few kids. Next comes the question of whether you’ve done Read more…

Investing In Your 50s

For most of your life, saving for retirement probably wasn’t a high priority. But as the years count down on your career, nerves set in and rhetorical questions start flooding your head: Have I saved enough? Did I invest too aggressively? Do I have the right kind of insurance? Read more…

Doing Your Due Diligence on a Private Equity Investment Offer

In our Plancorp Family Office practice, we often work with clients who are frequently presented with opportunities to invest in non-traditional offerings such as private equity, private real estate, hedge funds, etc. Read more…

Payment Structure: Ensuring Your Investment Dollars Work for You

There’s one more important detail to pay attention to when comparing advisors: The way they get paid. Unfortunately, not all advisors operate by the same methods, and how an advisory firm generates revenues and compensates its employees is a critical factor in the quality and type of advice you Read more…

How to Buy and Sell a House at the Same Time

Homebuyers are opting for more living space than they have in recent years. This need for expanded square footage has led to a unique situation: people wanting to buy and sell a house at the same time. Read more…

Learn How Business Owners Can Save More Than $60,000 a Year Into Their 401(k)

For many people, the question “How much can I save into my 401(k)?” has a simple answer. If you are under age 50 in 2021 you can save $19,500 into your 401(k). If you are over 50 you can save $26,000. Read more…

Your Financial Team - Why You Should Like Your Financial Advisor's Firm Too

Your advisor is your personal contact and captain of your wealth management strategy, but it’s important that he or she is backed by a strong team. That’s why it’s critical to look beyond your individual advisor and learn about the entire firm. Read more…