Wealth Management | Plancorp | Equity Compensation

The Most Common RSU Mistakes — And How to Avoid Them

Restricted Stock Units (RSUs) can be a powerful incentive and useful tool for building wealth, but they aren’t as simple as purchasing shares on the market. If managed improperly, RSUs can lead to surprise tax bills, underpayment penalties, overconcentration in company stock, and even legal Read more…

How Are Restricted Stock Units Taxed? Vesting, Withholding, and Selling Explained

As the saying goes, there’s no such thing as a free lunch. Read more…

The Best Strategies for Selling Company Stock

Company stock options are an exciting perk. Selling those options is another story. Read more…

Net Unrealized Appreciation (NUA) Transfers of Company Stock from a 401(k): The Tax Benefits and How to Do It Right

As a high-earning top performer in your company, managing your compensation wisely is essential for maximizing your benefits, especially when that comes in the form of stock options or other types of equity compensation. Read more…

ESPP Shares: To Sell or Not to Sell?

Participating in your employee stock purchase plan (ESPP) can be a great way to supplement cash flow, fund short-term goals, and invest for the future at an advantage. Read more…

When and How to Sell Restricted Stock Units (RSUs)

Your restricted stock units (RSUs) are vesting or, at least, nearing their vesting date. This is exciting — but now what? Selling any kind of asset can be stressful. Naturally, you want to make the right decision to realize as much value as possible and avoid missteps that can subject you to Read more…

How Much Money Should You Contribute to a Deferred Compensation Plan?

Contributing to tax-advantaged accounts like 401(k)s and IRAs is one of the most effective ways to build a substantial nest egg that will allow you to live comfortably in retirement. Read more…

What Are Restricted Stock Units (RSUs) and How Do They Work?

Employers grant restricted stock units (RSUs) for various reasons: outstanding performance, tenure, company milestones, or simply as a token of appreciation to drive employee retention, but often there is minimal guidance on what these are or how to build them into your financial plan to maximize Read more…

Deferred Compensation: What It Is and How It Compares to a 401K

Saving enough for a comfortable retirement in a way that is tax-advantaged can require getting creative at times. Numerous options exist for stashing your discretionary money in a retirement account, but not all options are created equal, nor are they taxed the same. An often-overlooked option, Read more…

Synthetic Equity Explained: Your Guide to Understanding This Type of Deferred Compensation

Synthetic equity. Phantom stock. Stealth securities. Read more…

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