Wealth Management | Plancorp | Equity Compensation

Company Stock Down? Best Strategies for Employees with Equity Compensation

If you're earning equity compensation and your company’s stock price begins to nosedive, it's only natural to feel a bit panicked. After all, so much of your financial life is already tied to your employer. Read more…

How Stock Price Changes Can Affect Future RSU Grants

If Restricted Stock Units (RSUs) are part of your compensation, stock price swings can feel personal—especially when they represent a meaningful portion of your long-term wealth. Read more…

Avoid Tax Surprises: Why High Earners Need Proactive Planning for Bonuses and Equity Compensation

You’ve worked hard to earn that bonus, those RSUs, or that commission check. These rewards often feel like the payoff for years of effort and strategic career moves. Read more…

The Hidden Risks of a Single Stock Concentration—and How to Diversify Wisely

It often starts quietly. Maybe you bought shares in a company you believed in. Maybe you were rewarded with stock options for years of hard work that compounded over time. Or maybe you simply held on as one investment outperformed everything else in your portfolio. Read more…

How to Pay for Exercising ISOs or NSOs: A Guide to Your Funding Options

Exercising stock options can be one of the most exciting—and stressful—financial decisions you’ll make. Done right, it can unlock life-changing wealth. Done wrong, it can create tax surprises, liquidity crunches, and unnecessary risk. Read more…

Maximizing Your Post-IPO Equity: Tax Strategies, Diversification, and Financial Planning

When your company goes public, it can be a life-changing event. An initial public offering (IPO) often unlocks substantial wealth for employees who have accumulated equity compensation in the form of stock options or restricted stock units (RSUs). Suddenly, what began as a promise of ownership in a Read more…

Restricted Stock Units: Are You Under Withheld for Taxes?

Restricted Stock Units (RSUs) are a popular part of compensation packages for executives and high earners. They can be a powerful way to build wealth when you’re employed by a growing company, but many people don’t realize RSUs often come with hidden implications, like a potential tax bill much Read more…

How to Navigate Resignation and a New Job Offer While Protecting Your Equity

High-earning employees who receive equity awards as part of their total compensation package have more to consider than their base salary when changing jobs. Read more…

Should I Sell My Company Stock? A Decision Tree for Smarter Equity Decisions

When your company is doing well, holding stock can feel like a reward for your loyalty and hard work. Whether through stock options, RSUs, or employee stock purchase plans (ESPPs), owning shares of your employer’s stock can be an exciting opportunity to participate in the company's growth. Read more…

Know Your (Stock) Options: Understanding ISOs and NSOs

Companies use stock options as a form of equity compensation to supplement employees’ salaries — and if you’ve been awarded options, you’re essentially being given a chance to take an ownership stake in the company you work for. Stock options are not only an acknowledgement of the contributions you Read more…

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