As your wealth grows, so does the complexity of managing it — like upgrading from a yard that usually just needed a quick mow to one that needs seasonal landscaping, targeted irrigation, and routine weed-pulling. The same principle applies to investing. What starts as a simple 401(k) and a few Read more…
How Much Are You Really Paying for Your Investments?
"How much does it cost you to invest?” Most people default to considering the money you’ve saved and invested but not necessarily the cost of the investment itself. Read more…
Understanding Average or Annual Return vs. Real Return From Investments
It’s easy to look at an investment’s average rate of return and assume that your return on investment will be close to that number year after year. Read more…
Compounded Annual Return vs. Average Annual Return
For DIY investors it can get complex to understand the various ways in which investments or investment managers report their rate of return (ROR), especially if you have a day job and don’t spend all of your time digging in on these figures. In this blog we unpack the difference between an average Read more…
Airbnb as an Investment Strategy?
To Be, Or Not Airbnb. Should I invest in an Airbnb property? A recent trend over the past few years is to buy residential properties and rent them out as a vacation or short-term rental through websites such as Airbnb or VRBO. Investment properties aren’t new, but this technology promises to put Read more…
Taking the Emotion Out of Investing: A Path to Rational Decisions
Proper investing is as much (if not more) about controlling your emotions as it is about understanding everything about the markets and current trends. Facilitating solid, logical decisions should be at the center of every investment strategy. Read more…
Understanding Self-Directed IRAs: Should You Invest Retirement Funds in Alternative Assets?
When it comes to saving for retirement, there’s no one “perfect” strategy. There are several paths to take depending on your income level, risk tolerance, and post-retirement lifestyle goals. Read more…
What is an Investment Policy Statement (IPS)?
When considering outsourcing your investment management—whether for your personal finances your business or a nonprofit board you serve on, having a mutually agreed upon statement for how your investments will be managed is key to building a healthy, goal-focused relationship with your chosen Read more…
Top Questions to Ask About Your Restricted Stock Units Grant
You’ve just been granted restricted stock units (RSUs). Congratulations! You’re likely here because you’re curious to know what questions you should ask your employer or your financial advisor about this unique income stream to avoid unexpected surprises in the form of an outsized tax bill or Read more…
RSUs vs. RSAs: A Guide to Understanding Key Differences and Tax Treatment
When it comes to employee compensation, one size rarely fits all. Companies often customize equity awards to align with their goals and incentivize employee performance. For many, this means one of a few popular options: stock options, Employee Stock Purchase Plans (ESPPs), Restricted Stock Units Read more…
