Wealth Management | Plancorp | Investment Strategy

Is My Investment Portfolio Properly Tax-Optimized?

It’s common knowledge that simply saving for retirement isn’t enough. Investing those savings can help your nest egg outpace inflation and grow exponentially to maximize your retirement potential. Read more…

10 Reasons You Shouldn't Do Your Own Investing: What We've Learned Over 40 Years in the Market

With so much information on market trends and investing strategies seemingly easily available, managing your own investments might seem appealing. The idea of DIYing is one worth investigating, particularly for those with a strong interest in their finances. Read more…

The Untold Advantages of Your Employee Stock Purchase Plan (ESPP)

Congratulations! Your employer has an Employee Stock Purchase Plan (ESPP)! It’s easy to know what to make of excellent healthcare or an annual bonus, but it’s harder to wrap your head around how to participate in a well-managed ESPP. Should you participate? How much should you contribute? Is it Read more…

Comparing Robo-Advisors to Traditional Wealth Managers: What is Better For Your Needs?

If you’ve outgrown DIYing your investment management strategy, you have two options — use a robo-advisor or work with a wealth manager. Read more…

What is Tax Loss Harvesting and Why is It Important?

Nobody wants to see their portfolio balance drop in a down market. But if you invest for the long term, experiencing ups and downs along the way is inevitable. Tax loss harvesting is one way to use market volatility to your advantage and keep your financial plan moving in the right direction. This Read more…

How Backdoor Roth Conversions Work

Roth IRAs are an essential part of a diversified retirement plan. The most significant benefit of a Roth IRA is its potential to deliver massive tax savings over time. Read more…

Maxed-Out 401k: Your Next Steps and Strategies

Congratulations! You have successfully reached a significant financial milestone that many aspire to but few achieve: a maxed-out 401(k). This is a great achievement on your journey toward a secure retirement plan and should be celebrated. Read more…

3 Best Investment Strategies to Consider to Meet Your Finance Goals 

It goes without saying that traditional savings accounts aren’t enough to grow your money. As a type of investment, savings accounts are one of the safest places to put your money. The funds are liquid, so you can withdraw whenever and without penalties. However, these accounts are low-yield — Read more…

Investment Management vs. Wealth Management: What’s the Difference?

It can be confusing to hear various financial planning terms and know what best suits your needs. They might sound the same, but investment and wealth management are quite different. Knowing the difference can help you align your financial goals with what is available when choosing an advisor. Read more…

Incorporating Crypto into An Existing Investment Allocation

This is the second installment in a series of posts on how to properly factor your crypto holdings into a financial plan. The purpose of this article is not to debate the investment merits of crypto — there’s enough of that on the internet already — but instead, it will focus on how to incorporate Read more…

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