It’s tempting to think about the possibility of buying and selling at just the right moment. Here’s a dirty little secret that most of the investment industry doesn’t want you to know: Time is more important than timing in investment success. Read more…
Thinking About Markets Like Piles of Sand
The idea of complex adaptive systems might sound overwhelming, but an experiment conducted by physicist Per Bak makes the concept easier to understand. Read more…
3(21) or 3(38): A Guide for Business Owners
Plancorp has worked with many business owners over the years to improve their corporate retirement plans. We have rarely come across a business owner who wanted more liability on their plate. Unfortunately, business owners frequently retain more than their fair share of legal liability—without even Read more…
Yahoo Finance: Peter Lazaroff Weighs in on 'Markets See Record Expansion'
I had the opportunity to talk with Yahoo! Finance about my market outlook for 2019, as well as why losses are a normal part of a healthy, functioning market. Read more…
Four Reasons Why a Starter Home Is a Bad Investment
Owning a first home is an exciting prospect. It has long been part of the quintessential American Dream. While owning your own house comes with many intangible benefits that are difficult to quantify, there is a financial aspect you must consider. A house and its mortgage will likely be the biggest Read more…
The Plancorp Recipe for a Balanced Portfolio
When I’m not busy reviewing client investment portfolios or researching fund options at Plancorp, I’m an avid cook and baker. I love to compose a gourmet dinner or whip up my favorite batch of chocolate chip cookies from scratch, while of course following my tried-and-true recipes. Read more…
Market Correction Update
Stock markets have been choppy lately, with the S&P 500 off more than 10% from its highs. A decline of this nature is broadly labeled as a “correction.” While it’s never fun to see your portfolio take a hit, losses are a normal part of investing. During bull markets since 1945, the S&P 500 has Read more…
Investment Accounts 101
Like most subjects, investing requires a thorough understanding of the basics. Whether you’re creating a portfolio for the first time, going through a life event (marriage, birth of a child, divorce, etc.) or just want to take a closer look at your finances, you’ll need to first understand the core Read more…
Tackling the Investment Gap
We’ve heard a lot about the wage gap in the last decade or so, but the investment gap is just starting to get more press. Despite the fact that more and more are identifying themselves as their family’s primary breadwinner, bill-payer and budget-maker, women continue to lag behind men in long-term Read more…
How to Prepare for a Market Downturn
One of the first things to accept as an investor is that you will occasionally lose money – sometimes a lot of money – on the way to earning a decent return in stocks. The market will take unpredictable twists and turns throughout your lifetime. Read more…
