Navigating the landscape of retirement savings can be complex, especially for high earners with sizeable assets and significant retirement goals. Read more…
100% Stock Portfolio: Sound Strategy or Click Bait?
In the world of investing, the allure of higher returns can often overshadow the importance of prudent risk management. Read more…
Is My Investment Portfolio Properly Tax-Optimized?
It’s common knowledge that simply saving for retirement isn’t enough. Investing those savings can help your nest egg outpace inflation and grow exponentially to maximize your retirement potential. Read more…
10 Reasons You Shouldn't Do Your Own Investing: What We've Learned Over 40 Years in the Market
With so much information on market trends and investing strategies seemingly easily available, managing your own investments might seem appealing. The idea of DIYing is one worth investigating, particularly for those with a strong interest in their finances. Read more…
The Untold Advantages of Your Employee Stock Purchase Plan (ESPP)
Congratulations! Your employer has an Employee Stock Purchase Plan (ESPP)! It’s easy to know what to make of excellent healthcare or an annual bonus, but it’s harder to wrap your head around how to participate in a well-managed ESPP. Should you participate? How much should you contribute? Is it Read more…
Comparing Robo-Advisors to Traditional Wealth Managers: What is Better For Your Needs?
If you’ve outgrown DIYing your investment management strategy, you have two options — use a robo-advisor or work with a wealth manager. Read more…
What is Tax Loss Harvesting and Why is It Important?
Nobody wants to see their portfolio balance drop in a down market. But if you invest for the long term, experiencing ups and downs along the way is inevitable. Tax loss harvesting is one way to use market volatility to your advantage and keep your financial plan moving in the right direction. This Read more…
How Backdoor Roth Conversions Work
Roth IRAs are an essential part of a diversified retirement plan. The most significant benefit of a Roth IRA is its potential to deliver massive tax savings over time. Read more…
Maxed-Out 401k: Your Next Steps and Strategies
Congratulations! You have successfully reached a significant financial milestone that many aspire to but few achieve: a maxed-out 401(k). This is a great achievement on your journey toward a secure retirement plan and should be celebrated. Read more…
Understanding the CAPM and Return Expectations with Investments
Understanding market expected return and the Capital Asset Pricing Model (CAPM) for estimating returns is important for any investor. This article provides an overview of how the CAPM helps determine expected stock market returns and how much the stock market has returned throughout its history per Read more…
