Author: Brian Watson

What Are Restricted Stock Units (RSUs) and How Do They Work?

Employers grant restricted stock units (RSUs) for various reasons: outstanding performance, tenure, company milestones, or simply as a token of appreciation to drive employee retention, but often there is minimal guidance on what these are or how to build them into your financial plan to maximize Read more…

Maximizing Retirement Savings: Which Accounts to Max Out and In What Order

Navigating the landscape of retirement savings can be complex, especially for high earners with sizeable assets and significant retirement goals. Read more…

Planning for Retirement: Steps to Take in Your 20s and 30s

A quick note before we dive in: I'll be using the words "retirement" and "financial independence" throughout this article as they have become essentially interchangeable with each other. Younger generations tend to avoid the word "retirement", however. They prefer "financial independence" as their Read more…

Deferred Compensation: What It Is and How It Compares to a 401K

Saving enough for a comfortable retirement in a way that is tax-advantaged can require getting creative at times. Numerous options exist for stashing your discretionary money in a retirement account, but not all options are created equal, nor are they taxed the same. An often-overlooked option, Read more…

Wealth Transfer and Estate Planning: Unique Types of Trusts to Consider

When you hear the word trust, you probably think of a revocable living trust that helps your loved ones avoid probate by establishing how your assets will be distributed after your death. Read more…

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