Wealth Management | Plancorp | Equity Compensation

If a significant portion of your wealth comes from RSUs, stock options, ESPPs, or other forms of equity compensation, choosing a financial advisor is about more than managing your investment portfolio. Read more…

Restricted Stock Units (RSUs), stock options, employee stock purchase plans (ESPP), and other forms of equity compensation often intersect with taxes, investments, retirement planning, and long-term financial goals. Read more…

Most executives understand that Restricted Stock Units create taxable income when they vest. The planning questions often emerge as equity compensation becomes a larger part of an individual's income, net worth, and long-term financial goals. As RSUs accumulate, decisions related to taxes, Read more…

The Short Answer: Should I sell my RSUs? Yes— many people choose to sell their RSUs soon after they vest as a way to manage taxes and concentration risk. RSUs are taxed immediately at vesting and function like a bonus paid in company stock, so holding them increases your concentration risk without Read more…

The Short Answer: Should I sell my ESPP shares? Many employees choose to sell ESPP shares shortly after purchase to capture the discount and reduce concentration risk, but the appropriate approach depends on an individual's circumstances, tax situation, and financial goals. ESPP shares are best Read more…

Restricted Stock Units (RSUs) are a popular part of compensation packages for executives and high earners. They can be a powerful way to build wealth when you’re employed by a growing company, but many people don’t realize RSUs often come with hidden implications, like a potential tax bill much Read more…

The short answer: You might benefit from a 10b5-1 plan if a large portion of your wealth is tied to company stock, you are concerned about the appearance of insider trading, or insider trading rules make it difficult to place trades when you want to. Read more…

If you're earning equity compensation and your company’s stock price begins to nosedive, it's only natural to feel a bit panicked. After all, so much of your financial life is already tied to your employer. Read more…

If Restricted Stock Units (RSUs) are part of your compensation, stock price swings can feel personal—especially when they represent a meaningful portion of your long-term wealth. Read more…

You’ve worked hard to earn that bonus, those RSUs, or that commission check. These rewards often feel like the payoff for years of effort and strategic career moves. Read more…