When considering outsourcing your investment management—whether for your personal finances your business or a nonprofit board you serve on, having a mutually agreed upon statement for how your investments will be managed is key to building a healthy, goal-focused relationship with your chosen Read more…
Top Questions to Ask About Your Restricted Stock Units Grant
You’ve just been granted restricted stock units (RSUs). Congratulations! You’re likely here because you’re curious to know what questions you should ask your employer or your financial advisor about this unique income stream to avoid unexpected surprises in the form of an outsized tax bill or Read more…
Is a QTIP Trust Right for Your Blended Family?
A QTIP may sound familiar, but this isn’t for your ears. However, it may be good for your blended family. Read more…
Is a Health Savings Account Worth It for High-Net-Worth Individuals?
Health Savings Accounts (HSAs) are often discussed in the basic context of providing tax advantages and savings opportunities for all income levels. Read more…
RSUs vs. RSAs: A Guide to Understanding Key Differences and Tax Treatment
When it comes to employee compensation, one size rarely fits all. Companies often customize equity awards to align with their goals and incentivize employee performance. For many, this means one of a few popular options: stock options, Employee Stock Purchase Plans (ESPPs), Restricted Stock Units Read more…
Goodbye, Daycare Bills: How to Adjust Your Financial Plan When Significant Spending Changes Happen
If you have kids under the age of 5, go ahead and bookmark this article for a later time and walk away. I mean it. Go hold your little one, smell that new baby smell, snuggle with your toddler, read to them. Read more…
The Most Common RSU Mistakes — And How to Avoid Them
Restricted Stock Units (RSUs) can be a powerful incentive and useful tool for building wealth, but they aren’t as simple as purchasing shares on the market. If managed improperly, RSUs can lead to surprise tax bills, underpayment penalties, overconcentration in company stock, and even legal Read more…
What to Look for to Improve Your 401(K) in 2025
As another year begins, there is a lot on business owners' minds. How do I keep my best employees? How do I reduce business expenses? Now is a great time to assess portions of your business. Is there a better, cheaper, way to do something? Is there a way to make your team's life easier? Read more…
The Social Security Questions We Hear the Most
Social Security is like math class: it can be intimidating and complicated, but it’s ultimately extremely beneficial when leveraged properly. Read more…
How to Prepare for the Potential Sunset of the Estate and Gift Tax Exemption in 2025
In 2018, the federal estate and gift tax exemption amount increased substantially, allowing high-net-worth individuals to avoid paying estate taxes on a significant portion of the assets in their estates. Read more…
