For high-earners who are laser-focused on maximizing their retirement savings, sometimes the annual contribution limits enforced by the Internal Revenue Service (IRS) can feel like a barrier to saving in the most tax-efficient manner. Read more…
New Contribution Limits for Retirement Plans, Health & Dependent Savings Accounts, and Estate & Gift Tax for 2025
With a new year comes many new changes – putting up a new calendar, making New Year’s resolutions, AND new contribution and gifting limits imposed by the IRS. Read more…
What Designations Should Your Financial Advisor Have?
Choosing a financial advisor can be a confusing process, particularly given the different standards of care that financial professionals provide. Making matters worse is the wide range of job titles and designations people use to convey their expertise. Read more…
The Best Strategies for Selling Company Stock
Company stock options are an exciting perk. Selling those options is another story. Read more…
The Simple Savings Strategy Most High-Income Earners Overlook
For high-income executives, the road to financial independence might feel well-paved thanks to high earnings. However, competing financial demands ranging from a mortgage and lifestyle expenses to daycare costs or college savings can derail even the best-laid plans. Read more…
Tax Benefits (and Pitfalls) of Owning Rental Property
After building an emergency fund and maxing out tax-advantaged retirement accounts like 401(k)s and IRAs, some investors find themselves contemplating the purchase of a rental property to continue building their net worth. Read more…
Evidence-Based Investing vs. Stock Picking
Stock picking and evidence-based investing represent two very different approaches to investing. Which way is best for you? Let’s look at the difference, some details, the risks, and the benefits of both. Read more…
Target Date Funds vs. Risk Tolerance Strategies: Which Investment Approach is Right for Your Company's Retirement Plan?
When working with your advisor to review the investment strategies for your 401(k) plan, many companies default to using Target Date Funds as the main option in their retirement plan. Read more…
6 Smart Ways to Withdraw Retirement Funds and Lower Your Taxes
You’ve worked hard your entire career to save money, invest wisely, and plan for your future. At some point (maybe now) you enter into the next phase, living in retirement. Read more…
How an HSA Can Boost Your Retirement Savings
When it comes to picking a health insurance plan, the options can seem confusing. For years, I avoided my company’s high-deductible health insurance plan with a health savings account (HSA) because it felt scarier than simply paying the monthly premiums and predictable co-pays of a PPO plan. Read more…
