A Better Investing Experience
When the market dips, how confident are you that your plan is still on track? We strive to make sure every Plancorp client isn't glued to the news during market volatility, but instead has the confidence going in that their portfolio is diversified in a way to weather what are natural peaks and valleys in the market.
The inherent risk of investing drives the growth, and we use decades of evidence to help decide how to craft portfolios in a way that lasts. We're less worried about making sure the latest trend is incorporated and instead ask whether something is compelling enough to deviate from a good plan.
If you're ready to pursue that better investing experience, we should talk.
Long-Term Investing
A lot of the internet chatter about investing focuses on trying to pick the next big thing that will triple in value overnight. While many of those stories are written by the (few) winners, the reality is no one has a crystal ball.
At Plancorp, our investing philosophy is steeped in academic research, not click bait. We know that investing isn't about short-term gains, but driving long-term wealth creation with low-cost vehicles that you can reasonably count on to help you achieve your goals.
If you're tired of only hearing from your advisor when they have something new for you to buy or struggle to get them on the phone when there's a dip in the market, our philosophy will feel like a breath of fresh air.
Deep Diversification
You might think of diversification as a simple breakdown of equities and bonds in your portfolio, but we take it a step further.
We work with fund partners that help us deeply diversify our portfolios: constantly balancing not just stocks and bonds but small and large cap, domestic and global, funds and classes.
Through ETFs and strong relationships, we help select low-cost options with broad exposures and won't shy away from providing you with regular reporting with benchmarking. We're in it for the long-haul, and want your portfolio to give fuel to the life you want to live and the legacy you want to leave.
Tax Efficient by Design
Tax‑aware investing starts with how a portfolio is built—not something added on later.
From the beginning, we consider how different investments are taxed, where they’re held, and how those decisions may impact long‑term outcomes.
By paying close attention to factors like turnover, distributions, and account types, we aim to reduce unnecessary tax friction and help ensure that more of your portfolio’s growth stays working for you over time.
