Wealth Management

Be confident you're avoiding costly money mistakes
Make the most of your financial opportunities with a trusted financial advisor
Discover freedom to pursue your dreams and passions without constraint

Let's Build Your Crafted Advantage

We know the biggest questions aren't about asset allocation strategies or tax breaks.

They're about how to avoid mistakes you aren't even aware of that could cost you or your next generation, and how to make the right money moves to extract everything possible of your opportunities.

We help our clients establish a solid foundation through holistic financial planning, build trusted momentum with proven investment management strategies, and achieve intentional success toward their desired financial picture.

Our Approach

Step 01

Book a Private Strategy Session

Curious about working with Plancorp? Schedule your no-obligation 30-minute Private Strategy Session with our wealth advisors to explore how we can help you achieve your goals.

No need to prep anything—we'll use this time to get to know you, answer your questions, and see if we're the right fit.

Schedule My Strategy Session

Step 02

Explore Your Draft Financial Plan

To move forward, we’ll gather key financial information from you through a secure portal to prepare your custom Financial Independence Analysis (FIA).

We’ll meet together to review the results of your FIA, which answers one big question: with what we know today what are your chances of meeting your financial goals?

The FIA then becomes the backbone of our clients’ financial plans, and is revisited to aid in making big decisions.

Schedule My Strategy Session

Step 03

Become a Plancorp Client

The FIA discussion will conclude with a clear breakdown of what a client relationship with Plancorp would look like for you and your family in a client agreement.

Our team will then do the heavy lifting to get you on board, including key components of your financial plan like an investment allocation, tax projection and estate and insurance plan review.

As our relationship continues, we’ll set a regular communication cadence that meets your needs so you feel supported through life’s milestones, big and small.

Schedule My Strategy Session

Plancorp by the Numbers

Discover Wealth Alignment

The Plancorp Crafted Advantage

Without realizing it, most people are stuck in the shallows of basic financial advice. We see great financial planning like an iceberg, with most of the real story happening below the surface.

With a process perfected over 40 years to dive deep and align your wealth with your goals and values, we can craft your advantage.

I'm Ready to Learn More

Frequently Asked Questions

How do you get paid?

Our only compensation comes from the fees our clients pay us to manage their investments and provide financial advice. In the financial planning world, this is commonly referred to as a “fee-only” approach. Fees are calculated as a percentage of clients’ AUM (assets under management).

Because we receive no compensation from the products we recommend, you can feel comfortable knowing we are always looking out for you, not focusing on selling commission-based products or other agendas. This ensures that our advice is independent, objective and intended to be in your best interest.

How would you invest my assets?

Nearly 40 years of academic research—which includes Nobel Prize-winning work—has shown that traditional active money managers fail to consistently outperform the market. So, rather than adhering to the Wall Street approach of making investment decisions based on conjecture (and advisors who push commissioned products), we combine practical investment strategies with solid academic research. Our investment philosophy concentrates on creating globally diversified portfolios, which we constantly monitor to maintain their agreed upon asset allocation and never trade in response to speculation or overreaction.

What can I expect in a relationship if I become a client?

Each of our clients has a dedicated team of advisors made up of a Wealth Manager, a Financial Planner and a Client Service Consultant. You’ll meet at least annually with the members of your specific team, and we may also pull in other specialists, depending on your personal needs.

No matter with whom you meet, you will always hear a consistent message from our team. We all agree on the best ways to deal with our clients’ planning needs. We all agree on the investment style we recommend. And we all provide impartial advice that is free from hidden financial incentives.

What makes you different from other advisors?

We believe in maintaining absolute transparency with our clients and always put their interests ahead of our own. This philosophy has served us well, as we have built long-lasting relationships with clients across the country over more than 35 years of business. As a client of Plancorp, you can be certain there are no hidden fees or agendas, just a life advocate who is looking out for what’s best for you and your family.

What is the minimum for working with Plancorp?

Plancorp does not have an account minimum for who may become a client, but we do have a minimum annual fee for individuals: $12,000. This gives us the flexibility to serve clients who are accumulating assets or have upcoming life events. Even if we are not the right fit, we may be able to help you find someone who can assist with your needs.

To learn more about our fee-only approach, click here.

For more information on minimum fees for our Exit Strategy and Retirement Plan Advisor segments, please contact those divisions directly.

Who holds my money?

As a client of Plancorp, your assets will be held by a third-party custodian, TD Ameritrade, Charles Schwab or Fidelity. Plancorp never takes ownership of any of your assets, which remain in a separate account that you own. Your custodian will provide you with independent account statements showing all holdings and activity in your accounts.

Can you work with my children to help them manage their financial lives as well?

Absolutely. We take a multigenerational approach geared toward educating you, as well as your children, about planning for the future. We take pride in providing our clients with the information they need to understand the “why” behind the investment and planning recommendations we make. That education often extends to future generations as we often coach their children and give them a foundation for making wise decisions on their own.

What security measures are in place to protect clients' personal information?

What security measures are in place to protect clients’ personal information?

At Plancorp, we look out for you. That's why we take important measures to protect your security. Here are a few quick facts about how we put your security first.

We do not have access to your account credentials. We don’t store credentials for your linked financial accounts, either.
Your data is encrypted at rest and in transit. Our portal requires the latest TLS (a type of digital protocol that keeps data safe) for authentication and encryption.
We leverage industry leading cloud platforms to keep your data and account information secure.

Services Overview

Wealth Management

As a Plancorp client you will:

Let's Build Your Crafted Advantage

Planning with Purpose

Integrated Services

Getting Started with Plancorp

Book a Private Strategy Session

Explore Your Draft Financial Plan

Become a Plancorp Client

Don’t just take our word for it. Here’s what our clients say:

Plancorp by the Numbers

Your Wealth Team

The Plancorp Crafted Advantage

Don't Settle For Basic Advice

Is Your Plan Off-Track?

Frequently Asked Questions

For ultra-high-net-worth families seeking family office services, submit your information to get in touch with our team.

Schedule a Call With a Wealth Manager to Get Started