Author: Peter Lazaroff

What You Need to Know Before Lending Money to Family

At some point, nearly everyone has frequented one of the most popular lenders: BOMAD—otherwise known as the Bank of Mom and Dad. Read more…

Common Scenarios That Call for Deeper Financial Expertise

Every family is unique, and everyone has their own questions, priorities, and vision for the future. However, there are certain life events or financial situations that are especially complex and call for deeper expertise from a financial advisor.  Read more…

The 8 Essential Elements for a Complete Financial Plan

Perhaps you’ve been told that you need a financial plan or you think you already have one. Either way, here are the essential sections a complete financial plan should cover. Many clients initially seek financial advice because they want help making smart investment decisions. But investments are Read more…

Important Questions to Ask Your Financial Advisor

A productive working relationship with an advisor begins with trust and transparency. Even before you dive into the details of the advisor’s services, you want to understand key issues that reflect how they define and uphold their commitment to clients. This is true for any advisor, and is Read more…

Should You Refinance Your Mortgage Because Rates Are Low?

With mortgage rates near historic lows, it seems like all anyone who owns a home talks about right now is refinancing. If you own, too, you might wonder: Is now the time to refinance your mortgage? Read more…

Self-Employed? Here’s What You Need To Know About Retirement Planning

In 2019, more than 16 million American workers were self-employed. In 2020, the coronavirus pandemic forced even more Americans to become their own bosses. Read more…

How Hindsight Bias Can Impact Your Investment Decisions

“I said it would happen.” “It had to happen.” “I knew it would happen.” You’ve probably made statements like these at one point or another. That’s because once an event occurs, our brains immediately connect the new information from what happened to related knowledge stored in our memory. By making Read more…

Myopic Loss Aversion

How often do you look at the stock market or check your investment portfolio? The Digital Age has made access to stock market data and real-time portfolio values increasingly easy.  The problem with easier access to real-time market data is that investors can lose sight of the big picture as their Read more…

Peter Lazaroff Named to Investopedia Most Influential Advisors

The Investopedia 100 celebrates financial advisors who are making significant contributions to critical conversations about financial literacy, investing strategies, life-stage planning and wealth management. With more than 100,000 independent financial advisors in the U.S., the Investopedia 100 Read more…

Will the U.S. Election Affect Stock Market Returns?

With election season heating up, debates on what a Trump or Biden victory could mean for the stock market are intensifying, too. Read more…