If you are a high earner, opting into your company’s employee stock purchase plan (ESPP) can be exciting. You may have dollar signs in your eyes at the thought of an ESPP magically putting extra cash in your pocket. Read more…
ESPP Shares: To Sell or Not to Sell?
The Short Answer: Should I sell my ESPP shares? You should generally plan to sell your ESPP shares soon after they’re purchased. ESPP shares are best treated as a tool to capture the built‑in discount—not as a long‑term investment—because holding increases both tax complexity and concentration risk Read more…
How Much Money Should You Contribute To Your ESPP?
The Short Answer: How much should you contribute to an ESPP? How much you should contribute to your ESPP depends on your cash flow, debt, and savings. With lower‑interest loans or a small emergency fund, contribute a modest, comfortable percentage. If you have no debt and strong savings, aim to Read more…
The Untold Advantages of Your Employee Stock Purchase Plan (ESPP)
Congratulations! Your employer has an Employee Stock Purchase Plan (ESPP)! It’s easy to know what to make of excellent healthcare or an annual bonus, but it’s harder to wrap your head around how to participate in a well-managed ESPP. Should you participate? How much should you contribute? Is it Read more…
Tax Planning for Equity Compensation
Equity compensation comes in several forms, including stock options, restricted stock units and employee stock purchase plans (ESPP). Each type of equity grant gives employees a stake in their employer’s financial success and a chance to boost their income. Read more…
How You Can Benefit from a Down Market Using an Employer Stock Purchase Plan
An ESPP (short for Employer Stock Purchase Plan) is a super valuable benefit offered by your company that allow you to purchase your company stock at a discount. With the recent drop in the US stock market however, you might find that the price of your company shares is now below even the Read more…
