Growth vs. Value: Which Investing Style Is Better for High-Net-Worth Investors? The Short Answer: Growth and value stocks take turns leading the market. But the real question is not which style will win next. A more planning-focused approach is building a diversified portfolio that reflects Read more…
Peter Lazaroff Releases The Perfect Portfolio
The Principles Behind Plancorp's Investment Philosophy, Now Available in One Book For more than 40 years, Plancorp has helped clients navigate bull markets, bear markets, economic uncertainty, and life's biggest financial decisions. While markets, products, and headlines have changed dramatically Read more…
Understanding the Net Investment Income Tax (NIIT)
There are certain life events that can have a large impact on the taxes you pay: retiring, getting married, selling a business, inheriting assets, and more. Read more…
Should I Invest or Pay Down Debt?
Should I Invest in the Market or Pay Off Debt? Everyone has different circumstances, but there are some common variables to examine, including: Read more…
How RMDs Are Taxed: Smart Strategies for High-Net-Worth Investors
The Short Answer: How are RMDs taxed? RMDs are taxed as ordinary income. Each required withdrawal from a traditional IRA, 401(k), or other tax‑deferred account is added to your taxable income for the year, which can push you into a higher tax bracket and may affect Medicare premiums or Social Read more…
The Mechanics of Exchange-Traded Funds (ETFs): How They Work and Why Investors Use Them
Exchange-traded funds (ETFs) have become one of the most popular investment vehicles because they make it easy for investors to access diversified portfolios in a single investment. They also offer features that can help improve tax efficiency and keep trading prices closely aligned with the value Read more…
ETFs vs. Mutual Funds: Tax Differences Explained
When it comes to investing, it’s not just about what you earn, it’s about how much you’re able to keep. Taxes are one of the most overlooked drivers of long-term outcomes and they get almost no attention when it comes to portfolio creation. Read more…
A Fiduciary Perspective on Mega IPOs
The companies referenced in this article are used solely as illustrative examples of large, widely discussed private companies and should not be viewed as investment recommendations or endorsements. In the past few weeks, as big companies like SpaceX, OpenAI, and Anthropic have dominated headlines, Read more…
Why Did My Advisor Trigger Capital Gains?
It’s a common situation we see with new clients: they've been maxing out their 401(k) for a few years and have since hired an advisor, opened a taxable brokerage account, and doing everything right to keep the momentum going. Read more…
How Rebalancing Your Portfolio Can Trigger Capital Gains Taxes: A Guide for DIY Investors
If you manage your own investments, you’re responsible not just for what you buy—but when and how you sell. Read more…
