"We should run a tax projection." You’ll hear that a lot around Plancorp Wealth Management. Read more…
How to Use Grantor Retained Annuity Trusts (GRATs) to Transfer Wealth to Beneficiaries Tax-Free
One of our most important responsibilities is helping clients achieve financial independence. We love when we can tell them they have enough money to do whatever they want for the rest of their lives. But that milestone is hardly the end of the wealth management process. The next question we like Read more…
What Happens After You Hire a Financial Advisor? A Step-by-Step Look at the Process
There often comes a point where managing your financial life starts to compete with the things you'd rather be doing. As wealth grows, so do the moving parts: investments, taxes, equity compensation, estate planning, charitable goals, and major financial decisions. What once felt manageable can Read more…
Preserving Generational Wealth: What to Know About Family Trusts
Families who have built meaningful wealth often share the same quiet concern: Have we done enough to protect what we’ve built—and will it actually work the way we intend when we’re no longer here? Read more…
The Fiduciary Gap: Why True Client-First Advice Is Still Rare—and How to Find It
In financial services, “fiduciary” has become a buzzword—a shorthand for trust and ethics. But how many advisors truly operate under a fiduciary standard, putting your best interests ahead of all else? The answer may surprise you. Read more…
Advanced Financial Strategies DIY Investors Often Overlook
If you manage your own investment portfolio, you’re not alone. Plenty of high-net-worth investors take pride in the DIY route and see success that should be commended. But here's what can get left out of the conversation: even the savviest investors miss advanced strategies that can have a huge Read more…
Estate Planning 101: What You Need to Know
While it may be a challenging subject to approach, we all know that our time is finite. What will happen to our house, cars, bank accounts, retirement savings, and other personal belongings when that occurs? What if some or all these items have outstanding debt? What if they don’t? Who gets what Read more…
Understanding What the ‘Big Beautiful Bill' (OBBBA) Means for You
On July 4th, the sweeping legislation known as The One “Big Beautiful Bill” Act (OBBBA) was signed into law by President Trump, marking a philosophical continuation of many Tax Cuts & Jobs Act policies, with some notable changes. Read more…
Know Your (Stock) Options: Understanding ISOs and NSOs
Companies use stock options as a form of equity compensation to supplement employees’ salaries — and if you’ve been awarded options, you’re essentially being given a chance to take an ownership stake in the company you work for. Stock options are not only an acknowledgement of the contributions you Read more…
The IRS Provides New Clarity on Required Minimum Distributions from Inherited IRAs
After a few years of confusion and waivers, the IRS released clarifying information on inherited IRAs in the summer of 2024. Before we unpack the latest information, let's recap the 2019 legislation. Read more…
