You’ve worked hard your entire career to save money, invest wisely, and plan for your future. At some point (maybe now) you enter into the next phase, living in retirement. Read more…
How an HSA Can Boost Your Retirement Savings
When it comes to picking a health insurance plan, the options can seem confusing. For years, I avoided my company’s high-deductible health insurance plan with a health savings account (HSA) because it felt scarier than simply paying the monthly premiums and predictable co-pays of a PPO plan. Read more…
Net Unrealized Appreciation (NUA) Transfers of Company Stock from a 401(k): The Tax Benefits and How to Do It Right
As a high-earning top performer in your company, managing your compensation wisely is essential for maximizing your benefits, especially when that comes in the form of stock options or other types of equity compensation. Read more…
Plancorp Corporate Sponsor for 2024 St. Louis Art Fair
As their first corporate sponsor, Plancorp hosted an exclusive event, welcoming over 200 of our clients on the opening night of the St. Louis Art Fair. Despite windy weather, the evening turned out perfect as guests enjoyed great conversations, food, drinks, and art from the Miriam School and Read more…
Investment Strategies for Integrating Large Influxes of Cash into Your Financial Plan
Suddenly receiving a large windfall of cash—whether planned for or unexpected—is typically a great feeling. But that joy can often be partnered with stress about how to best manage the sudden influx so that it best supports your overall financial goals and investment strategy. Read more…
Why Am I Getting Refunds From My 401(k)?
The Short Answer: Why am I getting refunds from my 401(k)? You’re likely receiving a 401(k) refund because your plan failed IRS nondiscrimination testing—most often the ADP test. When highly compensated employees save at higher rates than the rest of the workforce, the plan must return “excess Read more…
Exploring Bond Investments: Individual Bonds vs Bond Funds
It’s all about stocks in investing, right? You may be surprised to learn how “old school” bonds can be an important part of a balanced investment strategy—providing a predictable income stream and stability to investors when added to a portfolio of stocks. Read more…
How to Sell Your Business to a Key Employee: 4 Strategies to Build Their Capital
As a business owner, identifying a solid exit strategy that allows you to move to the next phase of your life comfortably and keeps the business running can be a challenge. Read more…
Exploring the World of Bonds: A Guide to Building Your Investment Portfolio
Bonds often take a backseat to stocks when individual investors think about building their portfolio, but they play an important role in creating a diversified investment strategy. Read more…
How Advisors Partner with Clients on Big Financial Decisions
It’s a common misconception when working with a wealth manager or financial advisor that you suddenly have to get permission or be given an allowance to make big purchases or financial moves. Read more…
