Bonds often take a backseat to stocks when individual investors think about building their portfolio, but they play an important role in creating a diversified investment strategy. Read more…
How Advisors Partner with Clients on Big Financial Decisions
It’s a common misconception when working with a wealth manager or financial advisor that you suddenly have to get permission or be given an allowance to make big purchases or financial moves. Read more…
5 Things to Know in Case You Outlive Your Partner
All too often in my career, I have walked alongside a female client as she navigated the unimaginable—her spouse had passed away and there was a financial puzzle to piece together amidst her grief. Read more…
The IRS Provides New Clarity on Required Minimum Distributions from Inherited IRAs
After a few years of confusion and waivers, the IRS released clarifying information on inherited IRAs in the summer of 2024. Before we unpack the latest information, let's recap the 2019 legislation. Read more…
Conducting Due Diligence on Assisted Living and Nursing Home Facilities: 50+ Questions to Ask
When I am lucky enough to have worked with a client for decades and they transition into various phases of life, it’s not uncommon for my role as a Wealth Manager to extend beyond dollars and cents into giving advice on personal matters. Read more…
Checking Your Bias: How Two Behavioral Biases Impact Your Financial Plan
When it comes to financial planning, most advice focuses on numbers and logic. The problem is, people are inherently illogical at times, especially when it comes to things as personal as your finances. Read more…
How Much Money Should You Contribute to a Deferred Compensation Plan?
The Short Answer: How much should I contribute to deferred compensation? There’s no one-size-fits-all number—you should only contribute to deferred compensation after you have strong cash flow, have funded your emergency savings, paid off high‑interest debt, and maxed your 401(k) and IRA. From Read more…
Understanding Donor-Advised Funds: A Comprehensive Guide
The use of donor-advised funds (DAF) as a charitable giving vehicle has exploded in popularity in recent years. Read more…
Active vs. Passive Investing: Why "Boring" Investment Strategies Are Better
It’s a common debate in the investment world. Which is better—active or passive investing? Read more…
How Much Do Wealth Management Services Cost?
Trusting someone with the important task of guiding your financial plan isn’t easy. Add the sometimes-questionable and potentially biased fee structures of some financial institutions, it’s no wonder potential clients often come to me skeptical of costs in their search for an advisor. Read more…
