Introducing self canceling installment notes (SCINs): a unique form of promissory note that allows buyers and sellers to securely transfer real estate, business interests, and other assets while helping to optimize income, gift and estate taxes. Read more…
Travel Tips From Your Financial Advisor
This past summer my family went on a much-anticipated trip to Mexico. We had delayed our plans from 2020 to celebrate my parents retirement a few times and were finally going to relax and enjoy time together on the beach. What started as a great vacation quickly tested us all physically and Read more…
Protecting Future Wealth Through Tax Planning Today
Protect Your Net Worth with Tax Planning Strategy Taxes are an inevitable part of life, but that doesn't mean you have to let them steal your future. With proper tax planning as a part of your holistic financial plan, you can protect your family's finances and make the most of your hard-earned Read more…
Understanding the CAPM and Return Expectations with Investments
Understanding market expected return and the Capital Asset Pricing Model (CAPM) for estimating returns is important for any investor. This article provides an overview of how the CAPM helps determine expected stock market returns and how much the stock market has returned throughout its history per Read more…
The Secure Act 2.0: What You Need to Know
The Secure Act, passed in 2019, brought many changes to the retirement and financial planning landscape. We re-capped some of the biggest impacts of the original bill in a webinar that you can now access on-demand in the Plancorp resource library. Read more…
Succession Planning 101: What is It and Why Is It Important?
There comes a time that every business leader must ask themselves a question: "Before leaving my business, how do I go about planning for a successor?" With factors such as generational wealth, future goals, and executive strategies all tied up in your leadership role, you need to know how to Read more…
How to Build an Effective Exit Strategy for Your Business
While you might not equate your business exit strategy with a family vacation, it actually helps to think of it like one (metaphorically speaking, of course). You probably wouldn't wait until a couple of weeks before your departure to start planning the trip. You wouldn't hold off until a few days Read more…
How to Break up with Your Financial Advisor (and Find a New One)
Not every relationship is a "fit," and sometimes they just have to end when people aren't on the same page. Sometimes business partnerships and personal relationships have an end date, and the same might also apply to your financial advisor. Read more…
What is a Fiduciary? Dual Registration Can Make It Harder to Tell
Many successful investors know what a fiduciary is and want to work with an advisor who is legally required to put clients’ interests first. But even people who understand the value of a fiduciary might be surprised to learn that not all fiduciaries are the same. The differentiator? Dual Read more…
