It often starts quietly. Maybe you bought shares in a company you believed in. Maybe you were rewarded with stock options for years of hard work that compounded over time. Or maybe you simply held on as one investment outperformed everything else in your portfolio. Read more…
Plancorp Client Updates Regarding The TD Ameritrade Acquisition
Announced in 2020, TD Ameritrade Institutional was acquired into Schwab Advisor Services (Schwab), kicking off a multi-year integration process. Much of the integration work will not impact end-users directly, but we have created this page to house the latest information and any actions our clients Read more…
Bear Market Commentary
The S&P 500 is flirting with bear market territory (defined as a 20% decline from the high) as investors grapple with several variables including multi-decade high inflation, aggressive monetary policy tightening, and persistent global supply chain issues. Whether we are heading towards an official Read more…
Understanding Equity Compensation and Incentive Plans
Equity compensation plans come in multiple forms, including stock options, restricted stock units (RSUs), and employee stock purchase plans. Each is designed to give employees a direct stake in the financial success of their companies, and hopefully to provide additional monetary benefits beyond Read more…
Smart Tax Strategies, Return Tips and Mistakes to Avoid with Equity Compensation
One of the most powerful advantages of equity compensation is that equity awards typically offer ways to defer or minimize taxes. But making the most of stock options, restricted stock units and other types of equity compensation requires smart tax planning—otherwise, you could end up with a Read more…
The Information You Need For Every Type of Business to Develop a Successful Succession Plan
As a business owner, you may have spent years growing, cultivating and shaping your company to match your strategic vision. It’s your baby, your lifeblood. While moving on or selling it might not be on your mind currently, but considering an exit strategy and succession plan now will help you to be Read more…
Charitable Contributions with Equity Compensation, Estate Planning and Taxes
A charitable contribution is the gift of cash or property made to a nonprofit organization. The gift is meant to help an organization accomplish its goals, and the donor receives nothing in return. In most years, taxpayers can deduct cash charitable donations to public charities of up to 60% of Read more…
How to Choose an Executor or Trustee for Your Estate
Creating an estate plan is one of the most impactful ways to protect your wealth, honor your wishes, and provide clarity for your loved ones. But even the most thoughtful plan can fall short if the right person—or team—isn’t in place to carry it out. Read more…
What to Know About Open Enrollment
It’s that time of year again! Fall is upon us and annual open enrollment is in full swing for a majority of companies. Open enrollment is a great time to reevaluate what makes sense for you and your family’s health. It may be tempting to just breeze through enrollment and stick with the same Read more…
Federal Student Loan Rates Are Going Up. Now What?
Interest Rates on Federal Student Loans Are on The Rise. Consider these 5 Key Benefits Before Bypassing Them For Private Student Loans. Read more…
