My mother moved from France to the United States when she was 18, which meant visits with my French grandparents were relatively rare growing up. As an adult, I came to appreciate that those visits gave me something that had little to do with money and everything to do with understanding where I Read more…
Peter Lazaroff Releases The Perfect Portfolio
The Principles Behind Plancorp's Investment Philosophy, Now Available in One Book For more than 40 years, Plancorp has helped clients navigate bull markets, bear markets, economic uncertainty, and life's biggest financial decisions. While markets, products, and headlines have changed dramatically Read more…
Have You Outgrown Your Broker? When Investment Help Is No Longer Enough
If you’ve accumulated significant wealth, your financial life may look very different today than it did when you first opened an investment account. Read more…
How Financial Advisors Get Paid: Comparing AUM, Flat Fees, Commissions, and Other Models
If you’re thinking about hiring a financial advisor, it’s natural to wonder what the relationship will cost and how the advisor gets paid. Those questions matter because an advisor’s compensation can affect both the services you receive and the potential conflicts you should understand. Read more…
Understanding the Net Investment Income Tax (NIIT)
There are certain life events that can have a large impact on the taxes you pay: retiring, getting married, selling a business, inheriting assets, and more. Read more…
What to Ask Before Hiring a Financial Advisor for Equity Compensation
If a significant portion of your wealth comes from RSUs, stock options, ESPPs, or other forms of equity compensation, choosing a financial advisor is about more than managing your investment portfolio. Read more…
Should I Invest or Pay Down Debt?
Should I Invest in the Market or Pay Off Debt? Everyone has different circumstances, but there are some common variables to examine, including: Read more…
How Tax Projections Help Make Better Financial Decisions
"We should run a tax projection." You’ll hear that a lot around Plancorp Wealth Management. Read more…
What To Do with Required Minimum Distributions You Don’t Need
There are almost 75 million Baby Boomers—those born between 1946 and 1964—in the U.S. today. Approximately 10,000 of them retire each day. That's a lot of potential people taking required minimum distributions (RMDs) who may not need them, missing a big opportunity in their financial plan. Read more…
Are Financial Advisor Fees Worth It? How to Evaluate the Value
One of the most common questions high-net-worth investors ask is: Is it really worth paying a wealth manager? Read more…
