Blog

Understanding market expected return and the Capital Asset Pricing Model (CAPM) for estimating returns is important for any investor. This article provides an overview of how the CAPM helps determine expected stock market returns and how much the stock market has returned throughout its history per Read more…

Most savvy business owners develop a business plan that includes an exit strategy. However, many companies fail to put a succession plan in place. In fact, only 34% of family-owned businesses have a succession plan , and those are usually very informal — meaning most don't survive for later Read more…

My grandfather (we called him Pappy-O) passed away recently, after almost two years of entrapment in his body and his mind. He was the father of three children, grandfather of six, and married to my grandmother (Mammy-O) for 65 years. For most of those years, he drank a cup of coffee with her every Read more…

Numerous options exist for stashing your discretionary ("extra") money in a safe place and when saving for retirement, it's essential to understand exactly how your savings plan works. That way, you'll maximize your potential earnings so that you have a secure future.   Are you utilizing your Read more…

The Secure Act, passed in 2019, brought many changes to the retirement and financial planning landscape. We re-capped some of the biggest impacts of the original bill in a webinar that you can now access on-demand in the Plancorp resource library.  Read more…

It goes without saying that traditional savings accounts aren’t enough to grow your money. As a type of investment, savings accounts are one of the safest places to put your money. The funds are liquid, so you can withdraw whenever and without penalties. However, these accounts are low-yield — Read more…