Blog

At Plancorp, we don’t wait for you to ask the right questions.
We take the initiative to offer insights and guidance — real enlightenment for real life.

How Much Life or Long-Term Care Insurance Do You Really Need?

A 2023 Insurance Barometer Study found a record-high number of consumers plan to purchase life insurance over the coming year. Undoubtedly, this increased demand is fueled by younger adults entering the workforce and starting families, two common times for policies to be started. Read more…

High Net Worth Financial Planning Strategies from Our Professional Advisors

Financial planning is an important part of achieving your life goals and securing your future. The right approach develops a comprehensive but approachable plan that grows and protects your assets and gives you the independence to pursue passions; but it's not a one-size-fits-all approach. Someone Read more…

The Untold Advantages of Your Employee Stock Purchase Plan (ESPP)

Congratulations! Your employer has an Employee Stock Purchase Plan (ESPP)! It’s easy to know what to make of excellent healthcare or an annual bonus, but it’s harder to wrap your head around how to participate in a well-managed ESPP. Should you participate? How much should you contribute? Is it Read more…

Tax Planning for Equity Compensation

Equity compensation comes in several forms, including stock options, restricted stock units and employee stock purchase plans (ESPP). Each type of equity grant gives employees a stake in their employer’s financial success and a chance to boost their income. Read more…

Is The 60/40 Portfolio Still Good?

The 60/40 portfolio is dead! Articles with this headline hit the financial media circuit at least once a year. Read more…

Comparing Robo-Advisors to Traditional Wealth Managers: What is Better For Your Needs?

If you’ve outgrown DIYing your investment management strategy, you have two options — use a robo-advisor or work with a wealth manager. Read more…

Learn How Business Owners Can Save $75,000 a Year Into Their 401(k)

For many people, the question “How much can I save into my 401(k)?” has a simple answer. If you are under age 50 in 2024 you can save $23,000 into your 401(k). If you are over 50 you can save $30,500. Read more…

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