Author: Peter Lazaroff

Disability Insurance: The Missing Piece in Your Financial Plan

Five years ago when my wife and I were expecting our first child, I was quick to get term life insurance policies in place. It wasn’t until last month, however, that I protected my human capital from disability. Read more…

Put Your Personal Finances on Autopilot: How to Automate Your Income, Expenses, and Investments

Remember in high school when you had to read The Odyssey? Read more…

Fees Matter

When I look through the funds that investors use – be it an individual, institution, or 401(k) plan – I’m always amazed by the high fund expenses. Read more…

Time Beats Timing

It’s tempting to think about the possibility of buying and selling at just the right moment. Here’s a dirty little secret that most of the investment industry doesn’t want you to know: Time is more important than timing in investment success. Read more…

Thinking About Markets Like Piles of Sand

The idea of complex adaptive systems might sound overwhelming, but an experiment conducted by physicist Per Bak makes the concept easier to understand. Read more…

The Case Against Permanent Life Insurance

Nearly everyone needs life insurance, but it’s easy to end up with a bad policy. Read more…

The Most Important Rule In Planning For Retirement

The most important rule in planning for retirement is to Save Early and Often. Read more…

What Designations Should Your Financial Advisor Have?

A version of this post was originally authored by Peter for Forbes. Choosing a financial advisor can be a confusing process, particularly given the different standards of care that financial professionals provide. Making matters worse is the wide range of job titles and designations people use to Read more…

Yahoo Finance: Peter Lazaroff Weighs in on 'Markets See Record Expansion'

I had the opportunity to talk with Yahoo! Finance about my market outlook for 2019, as well as why losses are a normal part of a healthy, functioning market. Read more…

Four Reasons Why a Starter Home Is a Bad Investment

Owning a first home is an exciting prospect. It has long been part of the quintessential American Dream. While owning your own house comes with many intangible benefits that are difficult to quantify, there is a financial aspect you must consider. A house and its mortgage will likely be the biggest Read more…