Investment Insights Blog | Plancorp | Financial Planning (8)

The Power of Compounding

Time mixed with the power of compounding is the most potent combination for wealth creation. Read more…

Disability Insurance: The Missing Piece in Your Financial Plan

Five years ago when my wife and I were expecting our first child, I was quick to get term life insurance policies in place. It wasn’t until last month, however, that I protected my human capital from disability. Read more…

Put Your Personal Finances on Autopilot: How to Automate Your Income, Expenses, and Investments

Remember in high school when you had to read The Odyssey? Read more…

Fees Matter

When I look through the funds that investors use – be it an individual, institution, or 401(k) plan – I’m always amazed by the high fund expenses. Read more…

Time Beats Timing

It’s tempting to think about the possibility of buying and selling at just the right moment. Here’s a dirty little secret that most of the investment industry doesn’t want you to know: Time is more important than timing in investment success. Read more…

Thinking About Markets Like Piles of Sand

The idea of complex adaptive systems might sound overwhelming, but an experiment conducted by physicist Per Bak makes the concept easier to understand. Read more…

The Case Against Permanent Life Insurance

Nearly everyone needs life insurance, but it’s easy to end up with a bad policy. Read more…

The Most Important Rule In Planning For Retirement

The most important rule in planning for retirement is to Save Early and Often. Read more…

Is Your Advisor a Fiduciary?

The word fiduciary is all over the financial community. In fact, some businesses throw the word around so much it almost starts to lose its meaning – which is a shame, because the fiduciary standard should be a big deal to you as an investor. Read more…

Are Your Retirement Plan Fees "Prudent and Reasonable"?

In 2006, Jerry Schlichter, a St. Louis plaintiff lawyer, began suing 401(k) fiduciaries.  His contention was that retirement plan fiduciaries were not properly overseeing their plans – particularly the duty to make sure fees were “prudent and reasonable.”  Read more…